Provide effective and world-class benefits communication materials
Provide employees with a custom web-based benefits enrollment portal
Conduct an in-depth full Dependent Audit
Create a more high-touch and personalized medium for benefits communication with one-on-one enrollment sessions
Implement a self-funded platform to reduce costs and maintain benefit plan designs over the long-term
Maintain employee contributions levels
Challenges
Multi-state and multi-location company
No HR Department and demographical challenged organization
Bilingual environment
Truck Drivers comprise 20% of the workforce and are often non-accessible
Employees and locations were familiar with traditional group meetings and not a face-to-face process
Previous broker did very little for employee and management support
Solutions
Face-to-face Enrollment: Benefit enrollment specialists met face-to-face with employees and enrolled directly into the company’s enrollment system
Communications: Developed and implemented a new brand for the benefits program to include bilingual paper and electronic communication and educational materials
Web-based Enrollment: Implemented a world-class communication materials that included a customized portal experience for online enrollment
Dependent Audit: Conducted a full Dependent Audit with requiring full documentation
Funding: Implemented self-funded platform with industry-leading disease management and claim analytic partners
Data Management: Collected updated employee elections. Enrollment elections were electronically transmitted to all vendors in their specific file layouts
Results
63% of employees participated in one-on-one enrollments creating a significant higher level of employee satisfaction and benefit understanding
100% of employees received an accurate benefits statement
Developed new benefits brand and marketing materials
Successful Dependent Audit process eliminating 3% of ineligible members that were currently enrolled savings thousands of dollars in future unrealized claims
79% of employees enrolled via the new web-based enrollment portal reducing direct and indirect administration costs
Employees made educated enrollment decisions resulting in direct savings for many employees
Saved company over $4.7 million in premium over a two year period without making any plan design changes
No need to increase employee contributions over a three year period